B/C Loans

B/C Loans:

B/C Loans do not meet the credit requirements of Fannie Mae and Freddie Mac. They are known as B, C and D paper loans. Loan applicants typically have a bad credit history, have filed for bankruptcy, or have had a property in foreclosure.

B/C Loans are often issued as temporary loans until the applicant can restore credit and qualify for conforming "A" loans. Interest rates on B/C Loans are generally higher than for conforming "A" loans.

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Regulated by the Colorado Division of Real Estate LMB: 100019088, CA DFPI#603 H231 Loans made in California will be arranged or made pursuant to the Department of Financial Protection & Innovation Financing Law License CA-DOC170072, Texas Department of Savings and Mortgage Lending https://www.sml.texas.gov/  Florida Lic/Reg#: MLD2149/LO99847