Jumbo Loans

Jumbo Loans:
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes. 

We have specialized in Jumbo loans for the better part of 14 years.  During the mortgage crisis Jumbo loans were literally left for dead because there was no secondary market to buy these loans.  Now as the crisis has eased a bit Jumbo loans are making a comeback.  They are now only about .5% higher than a conforming (Fannie Mae or Freddie Mac) loan.  During the crisis most lenders were not even offering Jumbo loans or the rates were almost 10%.  Now all the major banks are sitting on a mountain of cash and they need to put it to work.  This is the reason Jumbo loans are now at interest rate levels seen before the mortgage crisis.

Leave a Comment


(303) 351-5500

Toll Free
(888) 301-1044


6021 South Syracuse Way
Suite 305
Greenwood Village, CO 80111

Connect With Us




bbb 2

Regulated by the Colorado Division of Real Estate LMB: 100019088, CA DFPI#603 H231 Loans made in California will be arranged or made pursuant to the Department of Financial Protection & Innovation Financing Law License CA-DOC170072, Texas Department of Savings and Mortgage Lending https://www.sml.texas.gov/  Florida Lic/Reg#: MLD2149/LO99847